by Tom Richards | Sep 2, 2024 | HW Insights, Life Cover
A Power of Attorney (POA) allows you to appoint an individual or multiple people you trust to make decisions on your behalf if you’re unable to do so. It’s a crucial aspect of financial planning, as it ensures that important decisions can still be made...
by Tom Richards | Aug 19, 2024 | HW Insights
You may have noticed the 24-hour news cycle frequently asking, “What will the Fed do next?” as they attempt, often unsuccessfully, to predict the next move in global markets. The Federal Reserve (Fed), the central bank of the United States, plays a crucial role in...
by Tom Richards | Jun 26, 2024 | HW Insights
Today’s blog is going to be a little different than others as we have some very exciting news to share with you. We are extremely happy to announce that we have been awarded Top 100 status by the FT Adviser once again. What are the criteria and what sets us...
by Tom Richards | Jun 12, 2024 | HW Insights, Pensions
A pension annuity is a financial product you can purchase with your retirement savings to convert them into a guaranteed income stream for life. Although there are other ways you can access your pension pot, an annuity offers the security of knowing exactly how much...
by Tom Richards | Jun 3, 2024 | HW Insights
In today’s article, I’m going to explain why it’s so important to leave instructions as to what you would like to happen with your estate. Many of us don’t like to think about what will happen after we’re gone, and that’s perfectly understandable....
