by Tom Richards | Jul 5, 2023 | HW Insights
In this article we are going to be discussing financial planning myths and misconceptions. Many people understand what a professional, regulated financial advisor does and the benefits of speaking to one. But at the same time, there are many myths and misconceptions...
by Tom Richards | Jul 4, 2023 | HW Insights, Pensions
In today’s article we are going to be discussing how to consolidate your old pensions. Very few of us have a job for life these days, with many of us moving through numerous roles and businesses as our careers progress. That means you’ll probably have several...
by Tom Richards | Jul 3, 2023 | HW Insights, Life Cover
In today’s Blog we are going to be discussing life cover, one of the most important elements of any financial plan.One of the most common enquiries we have at Howard Wright is new clients asking for life cover and asking the question “How much life cover...
by Tom Richards | Jun 5, 2023 | HW Insights, Tax
The previous articles in the inheritance tax series have looked at what inheritance tax is, the rate at which it is chargeable, available exemptions and allowances, and ways to reduce or mitigate the tax liability. This final article will look at some of the most...
by Tom Richards | Jun 5, 2023 | HW Insights, Tax
There are a variety of different products available which use trusts in order to mitigate an IHT liability. Each of these products will have an underlying trust which will be either an Absolute (Bare) Trust or a Discretionary Trust. We will look at the high level...
