What is the State Pension?

What is the State Pension?

What is the State Pension? Is the State Pension value for money? Should I top up my State Pension? Should I defer my State Pension?  It is our belief at Howard Wright that the state pension is a fundamental cornerstone of any retirement or financial plan. In...
Have I saved enough for retirement?

Have I saved enough for retirement?

How much do I need to save for retirement? What do I need to do to retire? These are some of the most common questions that we hear from new and existing clients at Howard Wright. If you google these questions, you will find website after website giving generic...
What is Inflation?

What is Inflation?

What is Inflation? What is Deflation? How does Inflation affect me / you? Is Inflation a bad thing? Very simply inflation is the increase in the cost of living over a 12-month period. The figure we hear about the most in our news feeds is called the Consumer Prices...
What is a Recession?

What is a Recession?

What is a recession? What is gross domestic product? How does a recession affect me? In recent months the UK, as well as many other countries around the world have been experiencing high levels of inflation. This has led to many central banks and governments utilising...
What happens to my pension if I die?

What happens to my pension if I die?

What happens to my pension if I die before retirement? What happens to my pension if I die after retirement? Do I pay tax on my pension when I die? What happens to my pension if I die? This is one of the most common questions we receive when advising on pensions at...