by Tom Richards | Feb 7, 2023 | HW Insights
What is Inflation? What is Deflation? How does Inflation affect me / you? Is Inflation a bad thing? Very simply inflation is the increase in the cost of living over a 12-month period. The figure we hear about the most in our news feeds is called the Consumer Prices...
by Tom Richards | Jan 31, 2023 | HW Insights
What is a recession? What is gross domestic product? How does a recession affect me? In recent months the UK, as well as many other countries around the world have been experiencing high levels of inflation. This has led to many central banks and governments utilising...
by Tom Richards | Jan 24, 2023 | HW Insights, Pensions
What happens to my pension if I die before retirement? What happens to my pension if I die after retirement? Do I pay tax on my pension when I die? What happens to my pension if I die? This is one of the most common questions we receive when advising on pensions at...
by Tom Richards | Jan 17, 2023 | HW Insights, Interest Rates
The Bank of England has increased its official interest rate from 0.1% in October 2021 to 4% at the time of writing in February 2023. But why have they done this and how does it impact you? During Covid or any time when the UK economy is struggling, one of the tools...
by Tom Richards | Jan 10, 2023 | HW Insights, Investments
Should I switch to cash? How to time Investment Markets? At Howard Wright, we are strong believers in remaining invested through market volatility. Yes, there will be times when changes need to be made to the portfolio, but one of these changes should not be to sell...
