by Tom Richards | Jan 24, 2023 | HW Insights, Pensions
What happens to my pension if I die before retirement? What happens to my pension if I die after retirement? Do I pay tax on my pension when I die? What happens to my pension if I die? This is one of the most common questions we receive when advising on pensions at...
by Tom Richards | Jan 17, 2023 | HW Insights, Interest Rates
The Bank of England has increased its official interest rate from 0.1% in October 2021 to 4% at the time of writing in February 2023. But why have they done this and how does it impact you? During Covid or any time when the UK economy is struggling, one of the tools...
by Tom Richards | Jan 10, 2023 | HW Insights, Investments
Should I switch to cash? How to time Investment Markets? At Howard Wright, we are strong believers in remaining invested through market volatility. Yes, there will be times when changes need to be made to the portfolio, but one of these changes should not be to sell...
by Tom Richards | Jan 3, 2023 | HW Insights, Retirement
When to start saving for retirement? Why is compound interest so important? What is simple interest? Many people believe they are too young to start saving towards retirement as it’s so far away, but this couldn’t be further from the truth and we are going to...
