by Tom Richards | Jun 12, 2024 | HW Insights, Pensions
A pension annuity is a financial product you can purchase with your retirement savings to convert them into a guaranteed income stream for life. Although there are other ways you can access your pension pot, an annuity offers the security of knowing exactly how much...
by Tom Richards | Feb 4, 2024 | HW Insights, Investments, Pensions, Retirement
When you create a financial strategy, you often have medium- to long-term goals in mind. However, life is dynamic, and circumstances can change significantly over time. You may experience positive changes, such as landing a higher-paying job, upgrading to a more...
by Tom Richards | Jan 12, 2024 | HW Insights, Pensions, Retirement
In today’s blog we are going to be discussing Self Invested Personal Pensions or which are more commonly known as Sipp’s. These are designed to give you greater control over your retirement savings. What makes a Sipp different to other pensions? The key...
by Tom Richards | Dec 27, 2023 | HW Insights, Pensions, Retirement
Introduction Life is filled with uncertainties, and while we all hope for the best, it’s crucial to prepare for the unexpected. One of the most effective ways to safeguard your loved ones and provide them with financial security in case of your untimely demise...
by Tom Richards | Nov 20, 2023 | HW Insights, Pensions, Retirement
Introduction Retirement is a milestone that many of us look forward to, but navigating the pension system alone can be a daunting task. In the United Kingdom, one of the primary sources of retirement income is the State Pension. This blog will provide you with a...
by Tom Richards | Oct 2, 2023 | HW Insights, Pensions
Many financial advisors emphasize the importance of starting retirement planning as early as possible. However, what if you find yourself in your 40s or 50s and have only just begun to think about pension planning? Is it too late to secure a comfortable and secure...
